Types of Personal Loans in Malaysia
Overview Personal loans are one of the most commonly used financing options in Malaysia, offering flexibility for everything from emergencies and debt consolidations to education, renovation, and medical expenses. With so many lenders and loan types available, we’re breaking down each and every single type of personal loans available in Malaysia, explaining how each works, […]
How to Improve Your CTOS Score in Malaysia
Overview Your CTOS score plays an important role in how banks, lenders, employers, and even landlords assess your financial reliability. It gives them a quick review of your creditworthiness and helps them evaluate the level of risk involved. Here, in this article, we’ll explain what a CTOS score is, how it’s calculated and why it […]
CTOS vs CCRIS: Are They The Same?
Overview Understanding your credit profile is essential when playing for loans, credit cards, or other financial facilities in Malaysia. There are two key systems that play a major role in how banks and lenders assess creditworthiness: CTOS and CCRIS. In this article, we’ll share what sets CTOS apart from CCRIS, explains how banks use each […]