- Kuala Lumpur
An Easy Payment Plan (EPP) also commonly referred to as a Flexi Payment Plan (FPP) is a credit card feature that allows cardholders to convert eligible purchases into fixed monthly instalments over a predetermined tenure, usually ranging from 3 to 36 months. This structured repayment method enables greater financial flexibility by breaking down larger expenses into more manageable portions.
Typically, when you make a purchase with your credit card, you enjoy an interest-free grace period of up to 20 days after your statement is issued provided the outstanding balance is paid in full. However, failing to settle the full amount by the due date will trigger finance charges, often ranging from 15% to 18% per annum, applied to the remaining balance. These charges compound monthly, potentially leading to a long repayment timeline and an adverse impact on your credit score.
To ease this financial burden, most credit card issuers now offer EPPs with significantly lower interest rates. By enrolling in an EPP, you can avoid hefty finance charges while enjoying more predictable repayment terms.
Helps you manage large or unexpected expenses without depleting your monthly budget.
Many banks offer promotional rates, especially for high-ticket items such as electronics, travel, or medical expenses.
Some plans may not tie up your full credit limit, giving you more flexibility.
Spreads the cost over time, freeing up cash for other needs.
Our Easy Payment Plan (EPP) is designed to help you access financial consultation and services without the burden of upfront full payment. Enjoy peace of mind with flexible, interest-free monthly installments tailored to your budget.
Our Easy Payment Plan (EPP) gives you the flexibility to access professional financial help without straining your monthly budget. Whether you’re tackling debt or looking for structured financial guidance, our EPP makes it easier to get started—on your terms.
We help you organize and combine your existing debts into one manageable plan.
Convert your total balance into a fixed monthly plan over 6, 12, 24, or 36 months.
Every installment goes toward reducing your actual debt.
Know exactly what to pay each month. No surprises.
A financial advisor helps individuals and businesses make informed decisions about their finances, offering guidance on investments, retirement planning, tax strategies.
Process typically starts with a discovery phase, where we assess your busi ness needs and goals develop a customized strategy, followed by implementation and continuous.
Process typically starts with a discovery phase, where we assess your busi ness needs and goals develop a customized strategy, followed by implementation and continuous.
Process typically starts with a discovery phase, where we assess your busi ness needs and goals develop a customized strategy, followed by implementation and continuous.
Process typically starts with a discovery phase, where we assess your busi ness needs and goals develop a customized strategy, followed by implementation and continuous.
Process typically starts with a discovery phase, where we assess your busi ness needs and goals develop a customized strategy, followed by implementation and continuous.